Mercado Pago - Create Payment

Description

Creates a direct payment with a tokenized card in Mercado Pago. Allows processing credit or debit card payments using a token previously generated with the JavaScript SDK.

Configuration

Field	Type	Required	Description
credentials_id	credential	Yes	Mercado Pago credentials
transaction_amount	number	Yes	Payment amount
token	string	Yes	Card token (generated with JS SDK)
payment_method_id	string	Yes	Payment method (visa, master, etc.)
installments	number	No	Number of installments (default: 1)
payer_email	string	Yes	Payer email
payer_first_name	string	No	Payer first name
payer_last_name	string	No	Payer last name
identification_type	string	No	Document type (DNI, CPF, etc.)
identification_number	string	No	Document number
description	string	No	Payment description
external_reference	string	No	External reference
notification_url	string	No	Webhook URL
statement_descriptor	string	No	Statement descriptor
binary_mode	boolean	No	Binary mode (no pending)
idempotency_key	string	No	Idempotency key

Credentials

This module requires a mercadopago type credential with the following fields:

• Access Token: Mercado Pago access token (obtained from the developer dashboard)

Output

{
  "success": true,
  "payment": {
    "id": 123456789,
    "status": "approved",
    "status_detail": "accredited",
    ...
  },
  "payment_id": 123456789,
  "status": "approved",
  "status_detail": "accredited",
  "message": "Pago 123456789 creado (approved)"
}

Usage Example

{
  "transaction_amount": 100.50,
  "token": "ff8080814c11e237014c1ff593b57b4d",
  "payment_method_id": "visa",
  "installments": 3,
  "payer_email": "cliente@email.com",
  "description": "Compra de producto",
  "external_reference": "ORDER-123"
}

API Used

• Endpoint: POST /v1/payments
• Documentation: Mercado Pago Payments API

Notes

• The token must be previously generated using the Mercado Pago JavaScript SDK
• The payment_method_id corresponds to the detected card type
• An idempotency_key is automatically generated if not provided
• Binary mode (binary_mode: true) rejects payments that would remain pending

Related Nodes

• MercadopagoGetPayments - Get payments
• MercadopagoCreateRefund - Create refund
• MercadopagoCreateCustomer - Create customer